Karma and The Truth

By thelyonsden

They say if you are going to have a blog you better have a good one. So far, this blog hasn’t been very good! I mostly have been using twitter. If you’d like you can follow me here or here.

Almost anybody can write anything about anybody online these days and unfortunately Quint Cobb has written something bad about me (Bill Lyons) .

I just wanted to ignore it but it is now starting to affect my business and my livelihood. I am losing business and everytime a client does a search on me it shows up! So what should I do? Should I tell the truth about who Quint Cobb really is or should I just create more positive energy?

I actually think it is quite funny and I never knew that I was only 5′6″! ha! Someone actually took the time to do a rebuttal on their and I really appreciate the kind words:

“This is a blatant LIE! Bill Lyons is a wonderful person to work for

After reading that load of crap I felt compelled to respond. That was the most ridiculous twisting of facts I have ever heard in my life. I worked for Bill for many years, and let me tell you that his employees’ success was always his number one goal. He gave people coming out of minimum wage jobs the opportunity to make $10,000; $20,000 even as much as $50,000 a month. He took his loan officers on trips to the Phoenician in Scottsdale and had weekend long Christmas parties in Palm Springs where he showered his employees with awards, praise, gratitude and encouragement for the year ahead. I doubt that the greedy person described above would spend all that money showing his employees his appreciation.

It was not Bill who was greedy, but his loan officers. Thinking they could do it better themselves, a group of money hungry, ungrateful liars betrayed and stole from Bill, and they were the ones to sneak out in the middle of the night. Unfortunately for them, they didn’t realize what they were leaving behind and I think that most of them are back parking cars while Bill continues to provide opportunity, even in this tough market.

Bill has always operated his business with the utmost integrity. That’s just his approach to business as well as to life. It’s who he is. Trust and honesty are two of his top values.

I happen to know that Bill and Judy Dunham are still friends. After he left American Mortgage Express to start LEI, he squared everything away with her and paid her every penny he owed her. I’m sure if you asked her, she would only have good things to say about him. In fact, if you ask around the mortgage and real estate industry, you will find that everyone has wonderful things to say about Bill. He is very highly respected by many of the top people in the industry.

Bill is a brilliant businessman and entrepreneur. He has an amazing energy that makes his company a fun place to work. He is extremely generous and if an employee, family member, friend, or anyone ever comes to him for help, he doesn’t even have to think twice before pulling out his check book or doing whatever it takes to help them out. The guy would literally give you the shirt off his back.

I am so grateful for my time at LEI and Bill is by far the most amazing person I have ever worked for. I can’t wait to see what he does next and I know beyond a shadow of a doubt that whatever it is, success will always find him. Surely, he will create great things.

Unfortunately, often times bitterness and jealousy follow greatness. This report was posted by a bitter ex employee who can only deal with his own failure and bad choices by maliciously attacking Bill with blatant fabrications. It is true that Bill received 150k from a friend and employee as an investment, however that person did not write that report. He and Bill are still friends and he is being paid back. That report was written by a liar posing to be someone he is not. But when you put out negative things, that is what you will eventually get back. I hope Bill stays focused and clear and doesn’t allow these people to get him down. You can’t believe everything you read, and this is definitely one of those times.”

Someone else, even wrote a nice blog post about my story. While I could care less about what people think, I do care what my clients think, and I do care about the truth. While both posts/replys were not 100% accurate the original attack was 99% lies. Since Quint has fraudulently told his clients about his past I have decided to include the truth:

I hope this doesn’t fuel the fire even more but the truth must be told. I am sure a few small minded, ungrateful disgrunteled people will write a few more lies but that is the risk I take for the truth. There are also a lot of great people out there whos lives we were able to make a positive impact on – Who were able to learn, grow and have great memories and magic moments.

Yes, we built one of the largest mortgage companies in San Diego and the country by helping thousands of homeowners with their financing and offering opportunity to well over 250 employees.

Yes, we had challenges that every company does. We listened, we learned, and we acted with integrity. No apologies, and I know I am a stronger, better person because of them. Am I saying I am perfect? NO! Did I make mistakes? YES!

The market crashed! We were unable to close $100million in loans because the lenders went out of business, we lost $2million and I reinvested ALL of my assets back into the company to the tune of $1million! I thought that was the “right thing to do.” So I ask anybody to look me in the eye and tell me that I didn’t do EVERYTHING in my power and that I didn’t sacrifice EVERYTHING and more! Would you have done the same or would you be on the beach sipping mai tais?

Does this sound familiar? This happened to many good people across the country.

There are others out there like Quint. ..

James Nave an x-con who stole our customer database. His entire business at Apollo Funding is to call our past clients and tell them lies about me and the company for self gain. They even made it on 3 on your side.

Tim Hutchinson at People’s First – I have never met the guy but he loves to talk s%it about me for some reason. I think he took on a few old disgruntled employees/bad apples. Well Karma always wins. Tim and his bad apples were recently featured on ABC’s 20/20

Let the past be the past! Let’s learn from it and move on! Are some people really that bored? We live in very different times now and it is time for everyone to help eachother and work together.

I hope that you can help me get some positive things about me to the top of the search engines so, if inclined, please leave a positive comment below.

I started/created LEI in order to offer opportunity, and make a positive change in others lives…and when the market crashed it became exactly the opposite of what I first intended – we saw peoples true colors. Scared people got scared, Evil people got evil (but still managed to be wolf in sheeps clothing), sociopaths became real, bad apples became rotten, good people became better people. It is my hope the good people will not let those times taint their overall experience but rather let it propel them onto their next successful endeavor.

I will eventually start something new and better. The right way – not relying on others (as we have recently done since then). It will be even more successful than before and we will not make the same mistakes. Everyone deserves to start over and sometimes in order to begin you must start over with nothing but your experience (not any accomplishments or lorals from the past.) I must get clear about my vision (razor sharp focus), eliminate all my baggage, and get 110% committed.

Yes, losing all of your life savings can take a toll on you – you can even become a negative/acidic person that you used to laugh at – not someone with limitless thinking and explosive energy!

In the meantime we are offering and coaching clients with their real estate and financial needs and still standing tall (not 5′6″) with integrity! We are a small group but we help others and make a living. When the timing is right we will do big things again and I hope to see you there! “Success is not final, failure is not fatal; it is the courage to continue that counts.” -Winston Churchill

Thank You for your support!

Bill Lyons

9 Responses to “Karma and The Truth”

  1. Paris Says:

    Paris Kody Pulford at 4:09pm April 19
    Mr Lyons…Few animals including the human kind dare to challenge the lion..even in periods of extreme hunger or fighting for territory. The force generated by a persons actions such as yours is Karma…Use it wisely and like a physiology student one said, “I trust Lions over my own kind ever-time, because it is the passive but persistent attitude what will stop others on the attack!”
    Bill, they don’t call Lions the “King of the Jungle”
    for nothing…Bite Back if you have to.

  2. Mike Says:

    There are a number of unfortunate, but very predictable human behaviors that arise when there is money, stress and power involved. I think, based on my experience at LEI, there were extreme money making opportunities brought to the table by LEI for its employees and Quint benefited GREATLY. Repeatedly the company would discuss its success story and Quint mentioned a number of times that he was going to quit or did quit but was brought back and motivated by Bill to work even harder. And the hard work paid off big time.

    What is sad that when the times got tough, the friendship was clearly not strong enough and that is okay, but when it comes to lies and more lies, it is not okay.

    Large amounts of stress and pressure make people do things they would otherwise not do and I recognize that. I think if things could be done over we would all do something different, but we cannot. I would suggest that this little tiff needs to end. Its immature and frankly only perpetuating the situation.

    Bill Lyons has always had the best of intentions, have mistakes been made, probably, but he has always been a stand up businessman with integrity and morals. Quint is also a good person and sales person, for that matter, but these actions have crossed the line and its my guess he will regret them down the road.

    Regarding your results in Google, feel free to email me and I will give you some tips on how to bury bad results.

    Keep your chin up, stay above the BS and keep working hard and all will fall into place.

    I always hate it when business gets personal.

  3. thelyonsden Says:

    Agreed 100% and well said! I just couldn’t stand by on the sidelines any longer and let this continue.

    “The past is the past, its just what happened, its not what we deserve, its what we do today and tomorrow that matter.”

    It is a healing process to let it go and move on – most have! The rest must as it has been almost 2yrs!

    I hope he can and I wish him the best but not at my expense.

    Thanks so much! You are always one to shoot it straight!

  4. SIPL Says:

    “Tough time never last but tough people always do” and Bill is the toughest person one can count on in this panic financial situation.

    The man with high values, moral standards and ethical business practices makes Bill Lyon a different face in the crowd.

    A bright future is awaiting for you.

  5. Kim Butler Says:

    I am a big believer that Truth prevails. I’d like to tell some Truth about Bill Lyons. I refer my best clients to him. He and his team handle them with honesty and respect in a challenging marketplace, including refunding one client a large sum because they weren’t able to help her. He has always been above board with me and everyone I’ve ever been in joint discussions with that included him over the years. Furthermore if I had an opportunity to do further business with him, in either direction, I’d pursue it without hesitation. I’m grateful to know other entrepreneurs who keep learning and growing and working hard to help others, and Bill is one of those entrepreneurs.

  6. thelyonsden Says:

    Thank you so much everybody for the support! We are crushing it! So far the post has received the most hits ever! Above I was looking to keep it positive and to the FACTS. I am not looking for comments talking bad about quint or any of the others above. I have already had to not approve a bunch. Please keep the comments positive. Google is like life. The only way to get rid of negative energy is to replace it with positive.

  7. Carlos Pastrana Says:

    I can only say good things about Bill.

    While working at LEI financial exciting things happened. The secret was out and it spread like wildfire. Bill found a gold mine and LEI became an assembly line of success.

    We became too good, too fast. Bill is guilty of providing an opportunity to anyone that was willing to work. His trusting nature and generous disposition opened him to many challenges. People wanted a piece of the pie and LEI was the perfect opportunity. I’m glad to have witnessed Bill persevere in the face of adversity.

    Bill has done great things and will continue to succeed. The knowledge and experience I gained while working with him is priceless. He is the type of Boss you relocate just so you can join his team. He is the leader that inspires you to achieve greatness. I’m grateful for the time I worked with Bill and the friendship that has endured

  8. David Says:

    We have worked for over 6 years with Bill Lyons and his companies. He has extraordinary integrity and has always delivered on his commitments.

    Today I do business with Bill Lyons and will continue to do business with Bill Lyons.

    I find it disturbing that Bill would loose business over a bitter employee. I suggest to a person reading this: Look to the facts and not the emotional slanderous rants of a bitter individual.

    Slander is the revenge of a coward.

  9. Brian Brady Says:

    Bill,

    I saw his “rip-off report” when I Googled your name (looking for your phone number), at the beginning of the year. That was nothing short of a hatchet job by a disgruntled former employee. Move on.

    Onlookers, I’ve known Bill for a number of years. He is a formidable competitor, an optimist’s optimist, and a good man. His contribution to the San Diego mortgage banking and brokerage community is sound and his integrity is intact. Bill is one of the few guys to whom I don’t mind losing a potential customer (although, I’ll compete against him hard).

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